In the Netherlands, many people take out a so-called Wettelijke aansprakelijkheidsverzekering (WA) verzekering / Liability Insurance. This insurance protects a person or entity from claims initiated by another party. Although there are people in the Netherlands who think this is a compulsory insurance, it is NOT.
Dutch people often think that however careful you are, you or one of your family members may unintentionally cause damage to another person or another person’s property (the dreaded ball through your neighbour’s windowpane). Almost all insurance companies offer this Liability Insurance.

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